Training Details
_ Financial planning: concept, importance, tools.
_ Financial institutions: special features and repercussions on planning activity.
Planning budget: concept, types, principles of preparation.
_ Banking planning and the repercussions of the volume of service provided:
- In the case of regular service provision.
In the case of seasonality of service, the plan is based on the seasonal evidence.
Planning the movement of cash balances, and the problems of preparing the cash budget:
Planning the economic retention limit.
Planning balances with other banks.
Planning investments in government treasury bills.
Planning financial investments for the purpose of trading.
Planning customer deposits and deposits of other banks.
Planning the bank's issuance of investment documents and certificates of deposit to develop resources.
Planning debit and credit interest rates within the limits allowed by central banks.
Planning ideas for expanding banking services, establishing branches, and diversifying services:
Using a point of symmetry of cost Indi__erence Cost Point in the differentiation between alternatives to providing the service.
- Using differential analysis and contribution margin analysis in approving the diversification of services and determining their optimal mix.
_ Credit activity planning, and customer merit bases.
_ Planning the revenues and other banking expenses of the bank's activities, outside the scope of receiving and utilizing deposits.
The decisions of the Basel Committee (and their amendments) and their impact on capital adequacy planning and adequacy levels.
_ Planning loans and advances allocations, and its impact on building the components of supplementary or auxiliary capitalSupplementary Capital.
Practical cases and full workshops.